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Life Insurance can Help : Support your family's expenses, pay off your debts and loans (if any), Cover Child's Education Expenses, Pay for big expenses like marriage, Replace Income for your Depends, Create an inheritance for your Heirs, To reduce your income - Tax liability, Create a source of loan term saving. Feel free to contact Best LIC Insurance Agent Ahmed @ 9966217344
THUMB RULES OF FINANCIAL PLANNING. 1. 30% Income must be used for monthly living expenses. 2. 30% Income must be used for Liabilities Repayments, if any.... 3. 30% Income must be SAVED & INVESTED for your future living. 4. 10% Income must be spared for ENTERTAINMENTS, VACATIONS. 5. 6 Months expenses must be available for EMERGENCY FUND. (Invested in LIQUID FUND, FD Etc). 6. HOME LOAN must be taken on Husband and Wife's name. (Both can get benefits on Home Loan Tax Benefits). 7. Have joint account @ Bank Savings Account. 8. Property must be registered on both Husband and wife name. 9. Only in Insurance policy, Claims payable to Nominee. In other financial instruments legal heirs certificate is must to get back the settlement. 10. Insurance as per HLV is a must to financially secure future of your dependents..... For your Financial Planning just give me a call 📞, Ahmed Financial Solutions, LIC Agent. Mobile : 9966217344 Email : ahmeduddin1979@gmail.com
Reasons to buy Life Insurance : * It gives financial security, * It increases saving habit when you pay premium regularly and timely, * It gives satisfaction that your hard earned money is completely safe, * Incase of death, your family members will not have to depend on anyone, * Your Retirement life will be comfortable and will be Independent too, *You don't have to worry about Children's Education and Marriage expenses in your absence. "LIFE INSURANCE IS THE GREATEST EXPRESSION OF LOVE TOWARDS YOUR FAMILY" To Protect your Family 👪, give me a call, Ahmed Financial Solutions, LIC Agent, Mobile : 9966217344 Email :ahmeduddin1979@gmail.com
5 Important things to know about LIC BONUS........ 1. What is Bonus? When LIC makes a profit, it distributes a part of it to its policy holders and this is called Bonus. 2. Who is eligible? Only "participatory" policies qualify for Bonus. 3. How is it Calculated? Bonus is declared as a certain amount per Rs. 1000 sum assured for your policy. 4. Revisionary Bonus The bonus gets declared every year and accumulated till maturity. 5. Final Additional Bonus This is a one Bonus declared at the time of maturity or death.
LIFE INSURANCE Life insurance is that kind of property which neither can be burnt, nor can sink in water, which neither can be stolen, nor can be destroyed by an earthquake. 1. DEATH 2. LIC ADVISOR Are the two who keep chasing you. Death is certain and will come one day. But those are lucky who are approached by an LIC ADVISOR before DEATH. It's your Life, your Decision.... For LIC best Policy contact : Ahmed Financial Solutions, LIC Insurance Agent Mobile : 9966217344 Email : ahmeduddin1979@gmail.com
Fundamental of Financial planning: 1. 30 % of your income must be used for monthly living expenses. 2. 30% of your income must be used for Liabilities repayments 3. 30% of your income must be SAVED for your future LIVING. 4. 10% of your income must be spared for entertainments, vacations……….. 5. 6 moth monthly income must be available for emergency fund { LIQUID FUND }, it can be CASH or cashable investments 6. Must save one year Bank RD 7. Must save 5 years postal RD 8. Must have 15 years PPF [ after you can extend for number of 5 years durations ] 9. MF and Shares must be invested with surplus money only with regular watch. [ must redeem the profits out after minimum 40 to 50% ] 10. Home loan must be registered and apply on both husband and wife name. { Both can get benefits on Home loan Tax benefits } 11. FD and POMIS is also very good investments for short term 12. Buying second house for investment is not advisable [ Survey reports - it will fetch you only around 3% return] 13. After age 45 years not supposed to enter into any BIG LIABILITIES [ Higher education of children and wedding of children will happen around 45 to 50 only ] 14. Joint account is compulsory @ Bank savings account. 15. Property must be registered on both Husband and wife name. [ As per legal act – after husband first legal heir is wife, after wife it will go to children only ] 16. Regular check on Nominations at all financial instruments 17. Only in insurance policy, Claims payable to Nominee. In other financial instruments legal heirs certificate is must to get back the settlement 18. 2 moths salary must be parked on LIFE INSURANCE POLICY [ it’s a universal thumb rule on insurance ] 19. Don’t take any financial investment decisions by EMOTIONALLY 20. MEDICLAIM is must [ in spite of Group mediclaim coverage given at office [ After retirement there is no mediclaim coverage. After 50 years its very tough to enter into mediclaim ] 21. For your jewellery LOCKER, Only one lakh is payable by bank, if theft or fire happen at bank. Provided insurance done. 22. Like same way Government guaranteed only one lakh for your FD also. [ Fixed deposits with Banks upto Rs. 1 lakh only are backed by deposit insurance ] 23. Must know all tax implications. You cannot avoid paying tax. But you can minimise by way of investments. 24. All financial documents must be kept safely. 25. Financial investments must be fallowed through personal financial advisor. 26. Review your financial port folio by every year.
Plan your Expenses after Retirement Today for Best Retirement plans or a Pension Plan or a Life Insurance Policy gimme a call on # 9966217344, ahmeduddin1979@gmail.com Best LIC Agent in Hyderabad, Ahmed Uddin, Insurance Advisor, LIC Of India 🇮🇳, Mehdipatnam Branch, Hyderabad. Best Life insurance plans, Best Insurance in India, Best Insurance Policy, Best Retirement and Pension Plans, Best Child Education and Marriage Plans, Best Money Back Plans, Best Single Premium Plans, Best Endowment Plans, Best Coverage Plans, Best Tax Savings Plans.
LIC presents JEEVAN SADABAHAR.... Best Pension Plan in your Budget. Save Rs. 60/- per day or Rs.1800/- per month for 15 years and get Get Pension of Rs 60, 000/- per year for life time, if any uncertainty occurs Nominee gets Rs. 8, 50, 000/-. For more details on Best Retirement Planning contact Best LIC Insurance Agent in Hyderabad @ 9966217344. ahmeduddin1979@gmail.com Ahmed Uddin, LIC Insurance Advisor, LIC Of India, Hyderabad, Telangana.
Why Retirement planning is necessity... * Migration of Children & Collapse of Joint Family system. * increased in Life Expectancy. * Increased expenses in Health. * Pension (if any), are insufficient to sustain the living standards. * Increased cost of living / spending patterns. * Retirement Savings should last for 25 years. For more details on Best Retirement Plan or Planning feel free to contact Best LIC Insurance Agent in Hyderabad 9966217344 @ Ahmed Financial Solutions, Ahmed Uddin, Insurance Advisor, LIC Of India 🇮🇳, Hyderabad. ahmeduddin1979@gmail.com Website : licagentshyd.com
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